Unlock Your Cash
That's tied up in your home
Equity Release with Key Retirement (As Seen on TV)
Equity Release: The facts not the fiction
How safe is equity release?
Equity release advice and lending is fully regulated by the Financial Conduct Authority. Further safeguards are provided by the Equity Release Council such as the ‘no negative equity guarantee’ which ensures that you will never owe more than your house is worth.
Will I still own my home?
Yes, these files are fully layered.
What do I need to open the files ?
Yes, with a lifetime mortgage your home remains entirely your own and you can continue living there for as long as you choose. A lifetime mortgage is secured against your home like a traditional mortgage.
Can I move home?
Yes, you are free to move home at any point in the future and take the plan with you (subject to provider criteria).
Can I still leave an inheritance for my family?
Equity release will affect the inheritance you leave, however there are certain plans available which allow you to protect a percentage of the value of your home to leave to your loved ones.
To find out more or to arrange a FREE no-obligation consultation, ask your adviser to refer you to the experts at Key Retirement today!
Could equity release help you?
The cash released from your home can be spent however you like. Here are some examples of how equity release has been helping others
Working in partnership with Key Retirement, the UK’s leading independent equity release specialists, we’re here to help you find out whether or not equity release is the right solution for you. Key’s expert advisers will search the whole of the market to find the most suitable plan for your individual requirements.
Equity release will reduce the value of your estate and may affect your entitlement to means-tested benefits. You should always think carefully before securing a loan against your property.
HELP with Home Improvements
Is your house or garden in need of a refresh, do you need a new kitchen or bathroom or a new conservatory? Would you like to update your doors or windows, or just be able to redecorate and do some general maintenance? Or, if you think your garden needs a makeover or made easier to maintain, your home could help with that too!
HELP with paying off your mortgage
Many are reaching their retirement years and still have monthly mortgage bills to pay. Thousands also have interest-only mortgages due to mature in the next five years with a shortfall of thousands between the amount left to pay and the funds they have available.
HELP with giving to family
We are seeing a shift in how people view inheritance, with many wanting to help children or grandchildren financially now rather than after they’ve gone. Sometimes help is needed to take the first steps on the property ladder, for university fees, help with debts or small businesses or just to give money for them to enjoy!
HELP with paying for dream holidays
Many of us have holidays we’ve always dreamed of going on and places we’ve always wanted to visit; during retirement is the perfect time to make sure those dreams come true. Whether it be a trip to the other side of the world, a luxury cruise or ticking off the Seven Wonders of the World, those wishes could come true!
HELP with moving home
It’s possible that the home you live in today, isn’t the one in which you want to spend your later years, you might want to move to a different part of the country, a smaller property or a purpose built retirement village. If the new property value is higher, the home you’re in now could help you bridge that gap.
Who qualifies for equity release?
People aged 55-95
Properties worth at least £70,000
Release Equity without Paying any Rolled-Up Interest.
Make Voluntary payments when You want.
Compare the Right Plan for You today with Equity Release
rates as low as 2.99%
Ask about It’s on the House!
- Home Improvements without a penny out of your pocket
- No credit checks! Personal Bank Borrowing!
- Without any Financial burden
- It’s literally on the house!
- Home Improvements Garage conversion. Double Glazing. Conservatory. Extension.
- Conditions apply Details available on request